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Getting into a car crash is a devastating experience. The costs associated with a collision can continue to impact you and your family long after the initial incident. It’s not uncommon for people who’ve had this experience to describe it as a nightmare. It’s important to remember that if you were in a crash that another driver caused, you have rights and might have the opportunity to collect compensation. While recovering damages won’t undo the stress, pain, and other harm caused by the collision, it will help cover some of the costs so that you and your loved ones can focus on recovering.
If you find yourself wondering where to turn to learn more about your ability to collect compensation for your injuries, your first step should be to connect with a Car Crash Injury Lawyer. Your attorney can be a source of information, an advocate, and your best chance of recovering damages for your injuries.
What is Fair Compensation in My Case?
Fair compensation depends on a number of factors. Were you partially responsible for the crash? How bad were your injuries? What was the cost of your medical bills? How much property damage did you sustain? Were you left out of work because of your injuries?
All of these factors and more will influence the amount of damages you might be able to recover from the other driver or party responsible for your injuries. The best way to come up with a number is to have an open and honest discussion with your attorney about the compensation that might be available to you.
How Can You Collect Damages After a Car Crash?
How you recover compensation will depend in part on the car insurance that you carry.
Drivers in Pennsylvania have two primary options: No-Fault “Limited Tort” and Fault-Based “Full Tort” car insurance coverage.
If you have a No-Fault policy, you will work with your own insurance provider to collect compensation following an accident. In Pennsylvania, this includes “medical payments” insurance, which covers medical expenses and other costs. Drivers with this coverage often cannot pursue compensation from another at-fault driver. However, there is an exception for those who meet the state’s criteria for a “serious injury.”
The benefit of this coverage is that you tend to receive payments faster, and you can often recover even if you were responsible for the accident. On the other hand, the amount you can recover is more limited and won’t include non-monetary damages like pain and suffering.
The other option is Fault-Based “Full Tort” insurance, which allows you to seek compensation directly from the other driver’s insurance in the event of an accident. If you hold this type of coverage, you can recover for your pain and suffering. The process will be longer than it might be with the No-Fault option.
Your options for recovering compensation for your injuries will, therefore, depend on the insurance policy you selected and the severity of your injuries following a car accident.
How Your Attorney Can Help You Recover Damages
Whether you are filing a lawsuit, negotiating with another driver’s insurance, or trying to come to an agreement with your own insurance company, your lawyer can help you. Having an attorney means your advocate can argue on your behalf and fight for a more equitable settlement or award. Your lawyer will also be able to assess what your claim is truly worth so that you don’t agree to an unfavorable settlement.
If you sustained injuries in a car accident in Philadelphia, reach out to The Law Offices of Greg Prosmushkin, P.C. to speak with an experienced car crash injury attorney.